The Bergen County Emergency Rental Assistance Program is open on June 14th for applications from tenants whose household incomes are at or below 80% area median income (AMI). Applications will be accepted on a first-come, first-served basis while program funding is available or up until the deadline of July 23rd 2021, whichever comes first. Landlords may register at any time. Important Notice: Applying for the ERAP is free and one-on-one application assistance for tenants is available in English and Spanish by contacting the ERAP Call Center 855-203-6952. Please be wary of any request for payment to apply to this program.

If You Are Experiencing Homelessness or At Risk of Homelessness: If you are experiencing homelessness or facing imminent homelessness, please contact the following groups:

  • Family Households call Bergen County HEARTS Program (201)-488-2525; Calls made After Hours or on Weekends, please contact 2-1-1 and they will assist you with immediate, temporary housing needs and refer you to the appropriate agency for continued services
  • Single Adult Households call Bergen County Housing, Health, and Human Services Center (201)-336-6475; Calls made After Hours or on Weekends, please contact 2-1-1 and they will assist you with immediate, temporary housing needs and refer you to the appropriate agency for continued services
  • Victims of Domestic Violence call (201)-336-7575 or Center for Hope and Safety’s 24 hour hotline (201)-944-9600

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Program Details

Please select a program tile below to view details on each relief program:

For Landlords

For Tenants/Renters

Landlord Details

Overview

Bergen County has received funds from the U.S. Department of the Treasury intended to provide rental utility assistance to eligible households negatively impacted due to COVID-19, and the resulting economic environment. If you are a tenant, who has experienced a financial hardship due to COVID-19’s economic impact, and have been unable to meet your financial obligations of paying your rent or utility payments as of March 2020, then please check to see if you are eligible for this program to cover any owed payments. This County-wide program covers all eligible residents from all 70 municipalities and will remain open for submission from June 14, 2021 -July 23, 2021 (as long as funds are available).

As a landlord, you have an essential role in the program and are encouraged to actively participate to be eligible for funding. Landlords who register for the Emergency Rental Assistance Program (“ERAP”) will be paid directly for past-due rent if their tenant’s application is approved.

Important to Note:

Registration is required for landlords to participate in the program and receive funds directly on behalf of their approved tenants. Registration allows tenants and landlords to be matched up within the system and creates the ability for landlords to see the status of tenant applications.

If a landlord is not registered, the landlord will receive a registration invitation when a tenant applies to the program and provides landlord information on the application.

Landlords cannot apply on behalf of tenants but are encouraged to share the program details with tenants. Registered landlords will receive notifications about tenant applications and be asked to provide rental ledgers for each tenant’s past-due rent. Prompt responses to ERAP application requests will help expedite the process and payment issuance for approved tenants.

Please note the landlord must comply with the terms and conditions laid out in the Landlord Agreement. If approved for direct funding, the landlord MUST dismiss, any and all complaints filed in Landlord Tenancy Court or any other Court against the Tenant/Applicant. The landlord MUST also withdraw any Notices to Quit, served to the Tenant/Applicant prior to the receipt of the rental assistance payment.

Registration Requirements

  • Completed W9 form(s)
  • List of rental properties with physical address

To register, click HERE and follow the instructions.

If you are unsure about whether your documentation is acceptable, please call us for assistance at 855-203-6952.

If your tenant is approved for rental financial assistance, payment will be made directly to the landlord on the tenant’s behalf. Please make sure all of the registration information is correct or the ability to match landlords and tenants may be delayed, leading to a delay in payment. Landlords will receive an email notification of their tenant’s approval along with the total payment amount made to the landlord and/or utility provider.

Key Dates & Other Information

  • Monday, June 7th: Landlord Registration Begins and Applicant Portal is opened for registration
  • Monday, June 14th: Applications made available to tenants / application review period begins

Additional Disclosures

Here are some additional details about the funding source for this program:

  • Federal award identification: Emergency Rental Assistance Program
  • FAIN number: ERA-2101070620
  • Federal award date: January 15, 2021
  • Federal award project description: The Consolidated Appropriations Act, 2021 (Pub. L. No. 116-260) established the $25 billion Emergency Rental Assistance (ERA) program. The funding provided by the ERA program will assist eligible households that have difficulty making timely payments of rent and utilities due to the COVID-19 pandemic. Under the ERA program, Treasury will make payments directly to States (including the District of Columbia), U.S. Territories (Puerto Rico, the United States Virgin Islands, Guam, the Commonwealth of the Northern Mariana Islands, and American Samoa) local governments with more than 200,000 residents, the Department of Hawaiian Home Lands (DHHL), and Indian tribes (defined to include Alaska native corporations) or the tribally designated housing entity of an Indian tribe, as applicable (collectively the “eligible grantees”). Treasury must make direct payments to the eligible grantees no later than 30 days after December 27, 2020. Eligible grantees must use not less than 90 percent of the awarded funds to provide financial assistance to eligible households, including payment of rent, rental arrears, utilities and home energy costs, utilities and home energy costs arears, and other expenses related to housing incurred due, directly or indirectly, to the COVID-19 pandemic. Eligible grantees may use the remaining funds to provide housing stability services to eligible households, including case management, other services intended to keep households stably housed, and administrative costs.
  • Federal awarding agency: U.S. Dept. of the Treasury
  • Pass-through entity: Bergen County, NJ
  • CFDA number: 21.023
  • CFDA name: Emergency Rental Assistance Program
  • R&D designation: Non-R&D


Tenant/ Renter Details

Overview

Bergen County has received funds from the U.S. Department of the Treasury intended to provide rental and utility assistance to eligible households negatively impacted due to COVID-19, and the resulting economic environment. If you are a tenant, who has been unable to pay your rent or utility payments after March 2020 due to COVID-19, then you may be eligible for financial assistance. The Bergen County Emergency Rental Assistance Program (ERAP) covers eligible residents from all 70 municipalities. The ERAP will remain open from June 14, 2021 -July 23, 2021 and is based on available funding.

Qualifying Criteria

To qualify, you must:

  • Be a Bergen County, New Jersey resident
  • Have a 2020 household income at or below 80% of the Area Median Income (AMI) in Bergen  County and either qualify for unemployment or experienced a reduction in household income due to COVID-19. Complete the following steps to see how your household income compares to the 2020 AMI:
    • Click the link for the HUD Income Limits page: Income Limits | HUD User
    • Click the "2020" button and then the "Click Here for FY 2020 IL Documentation" button under the "Access Individual Income Limits Areas" Header
    • Select the state "New Jersey - NJ" and the county "Bergen County, NJ", and then click the "View County Calculations" button
  • Be currently responsible for paying rent at your primary residence
  • Be currently responsible for paying utilities for your primary residence (unless utilities are included in your rent)
  • Be currently at least one month behind on your rent and/or utilities

Award Details

If you have experienced a loss or reduction in employment income due to COVID-19 in the last year, you may be eligible for up to twelve (12) months of arrears for rent and/or utilities assistance for your Bergen County residence.

Application Requirements

If there is a discrepancy between the answers you provide and the documents you attach, processing may be delayed, or you may not qualify for financial assistance at all. Timing of the approval and payment process may vary based on adequacy of the documentation within the application, as well as the number of applications received. Please expect the entire approval and payment process to take upwards of 4 weeks.

You will need to attach the following documents to your application:

  • Valid New Jersey driver’s license, ID card or passport: scanned copy of the front of your valid New Jersey driver’s license, or alternate identification card or passport
  • Full lease or rental agreement: copy of your current lease or rental agreement (all pages and must show your name or the name of someone in your household)
  • Latest utility bills: Copy of your latest utility bills from each of your electric and/or gas providers (must have your name or the name of someone in household on them)
  • Signed 2020 IRS Tax Return(s) or 2020 W-2 and/or 1099 forms: the 2020 tax return(s) must be for the head of the household as well as other non-dependent adult contributing members. If the 2020 IRS Tax Return is not completed or available, a copy of all 2020 W-2 and/or 1099 Forms for all household members should be provided.
  • Valid identification documentation for household members: scanned copies of identification documents for all members of the household (examples include: State issued IDs or Passports for all other adult household members, birth certificates for children, school enrollment documentation for children, school immunization records for children). If other adult household members are listed on your current lease agreement or 2020 Tax Return, that will be acceptable proof of identification.

If you are unsure about whether your documentation is acceptable, please call us for assistance at 855-203-6952.

If you are approved for rental and/or utility financial assistance, payment will be made directly to the landlord and/or utility provider on your behalf. If your landlord opts out of the program or does not agree to the registration terms and conditions, payment will be provided directly to you for payment of rent. Please make sure all of this information is correct or your application may be delayed and/or rejected. You will receive an email notification of your approval and the total payment amount made to your landlord and/or utility provider. 

Additional Disclosures

Here are some additional details about the funding source for this program:

  • Federal award identification: Emergency Rental Assistance Program
  • FAIN number:  ERA-2101070620
  • Federal award date: January 15, 2021
  • Federal award project description: The Consolidated Appropriations Act, 2021 (Pub. L. No. 116-260) established the $25 billion Emergency Rental Assistance (ERA) program. The funding provided by the ERA program will assist eligible households that have difficulty making timely payments of rent and utilities due to the COVID-19 pandemic. Under the ERA program, Treasury will make payments directly to States (including the District of Columbia), U.S. Territories (Puerto Rico, the United States Virgin Islands, Guam, the Commonwealth of the Northern Mariana Islands, and American Samoa) local governments with more than 200,000 residents, the Department of Hawaiian Home Lands (DHHL), and Indian tribes (defined to include Alaska native corporations) or the tribally designated housing entity of an Indian tribe, as applicable (collectively the “eligible grantees”). Treasury must make direct payments to the eligible grantees no later than 30 days after December 27, 2020. Eligible grantees must use not less than 90 percent of the awarded funds to provide financial assistance to eligible households, including payment of rent, rental arrears, utilities and home energy costs, utilities and home energy costs arears, and other expenses related to housing incurred due, directly or indirectly, to the COVID-19 pandemic. Eligible grantees may use the remaining funds to provide housing stability services to eligible households, including case management, other services intended to keep households stably housed, and administrative costs.
  • Federal awarding agency: U.S. Dept. of the Treasury
  • Pass-through entity: Bergen County, NJ
  • CFDA number: 21.023
  • CFDA name: Emergency Rental Assistance Program
  • R&D designation: Non-R&D